• Money & Investing

    The 10 Most Expensive Coffees in the World

    There is no single taste for coffee- although those of the same brand may have a sense of signature aroma, every bean carries its own uniqueness- and as much as uniqueness is concerned, so does the concept of difference when it comes to availability and of course, quality. That is why, as crazy as it could ever sound, a single pound of coffee bean can cost as much as a month’s salary for regular entry jobs here in the country! Oh, and you think I’m bluffing? Let’s wait until you see what an elephant has to do with that P25,000 per pound bean I am talking about. Different coffee undergoes…

  • Money & Investing

    Bad Financial Advice People Follow Anyways

    An advice can simply be good or bad. In finance, financial advisors can be good or bad, either. And there are ways of zeroing in on the better folks among them. That’s well worth doing, but it’s also good to remember that we need to be wary of bad financial advice — because it may be coming at us not only from professional advisors, but also from well-meaning friends, neighbors, and relatives, or from financial books or gurus on TV. There are times when an advice seems to make sense. You know… Advice that seems to be logically sound. Advice that seems to be intuitive. On a closer look, however;…

  • Money & Investing

    Financial Mistakes You Will Probably Regret When You Are Already 50

    F In an effort to dig deeper into what women in their 50s fear the most, it was discovered that they are less worried about their increasing number of wrinkles, lower libido, or less beauty. Their gut-wrenching fear, is actually not having enough money, as they grow older. In my view, this feeling should resonate with anyone above the age of 25. Clearly, the future is uncertain, and each day should be spent finding ways to make tomorrow better. The importance of being financially sensitive is emphasized by the Federal Reserve Bank’s 2015 survey, which showed that 31% of Americans, precisely 76 million people, are struggling to get by, or…

  • Money & Investing

    Do These Financial Assignments Before You Tie the Knot

    Planning to tie the knot real soon? Have you recently been engaged? Congrats to you and the lucky fiancee! But of course, you probably know getting married can become pretty tough, and it’s kind of a permanent decision. And it’s gonna cost you a lot. Not just during the wedding day, but all throughout your married life. Why is this so? Well, let’s find out. Between tasting cake and trying on dresses, being financially responsible is probably the last thing on your mind. But, before walking down the aisle, it’s essential you and your fiancé get on the same page. Specifically, here are eight financial steps to take after getting…

  • Money & Investing

    10 Mistakes People Commit When Building Their Emergency Funds

    1 Congratulations – you’ve got an emergency fund for those unexpected expenses that will crop up occasionally! Mistake #1: Never invest your emergency savings. As tempting as it may be to invest your emergency money, don’t. Just don’t. It is an emergency money for a reason; it does not take rocket science to figure out that it’s NOT FOR INVESTMENTS. Remember that the money you invest is always subject to some amount of volatility and risk, which makes it suitable for your long-term financial goals only. If you invest emergency money, its value could plummet at the exact moment you desperately need it. So remember that the purpose of an…

  • Money & Investing

    15 Signs You Are Experiencing Quarterly Life Crisis

    Fresh out of college, you knew life was going to be tough. Damn right it is! And now that you are in your mid-twenties, we’re pretty sure you’re either exhausted, bored, or listless. You may find life a little dragging, boring, or meaningless. And you have many questions and doubts. Such as…. Single with no chance of settling down anytime soon? Miles away from ever being able to get a foot on the property ladder? No idea where your life is going? Welcome! You are in the prime position for a quarter-life crisis. When in a quarter life crisis a person will collect together all the symptoms and signs of…